-:♠:-Kerala PSC Study Material - 2015-:♠:-IBPS Practice Tests

General & Banking Awareness Bits for IBPS Exams 2015

General & Banking Awareness Bits for IBPS Exams 2015

1. Union Minister of State for Atomic Energy for Space is ___________
    1. Dr. Jitendra Singh
    2. V. K. Singh
    3. Maneka Gandhi
    4. Sujana Choudary
    5. Piyush Goyal

2. World Day against Child Labour observed on ________
    1. 1st May
    2. 25th November
    3. 12th June 
    4. 14th November 
    5. 24th January 


3. AMRUT (Atal Mission for Rejuvenation and Urban Transformation) to be introduced in the cities and towns, where the population is ?
    1.  One lakh and above 
    2. One thousand and above 
    3. One million and above 
    4. One hundred and above 
    5. Two million and above 

4. AMRUT scheme will have an outlay of __________
    1. Rs. 50,000 crores 
    2. Rs. 25,000 crores 
    3. Rs. 75,000 crores 
    4. Rs. 10,000 crores 
    5. Rs. 1,000 crores 

5. Hungarian Grand Pris of Formula One (F1) Title for the year 2015 won by _____
    1. Lewis Carl Hamilton (Britain) (Mercedes)
    2. Fernando Alonso (Spain) (McLaren-Honda)
    3. Sebastian Vettel (Germany) (Scuderia Ferrari)
    4. Daniel Ricciardo (Australia) (Red Bull)
    5. Valtteri Bottas (Finland) (Williams)

6. In the International Women's Wrestling Tournament, India finishes second place concluded on 26th July 2015. The event concluded at ___________
    1. Baku
    2. Tallinn
    3. Riga
    4. Astana
    5. Vilnius 

7. Who is the winner of Tour De France 2015 ?
    1. Vincenzo Nibali (Italy)
    2. Alejandro Belmonte (Spain)
    3. Chris Froome (Kenyan born British)
    4. Philippe Gilbert (Belgium)
    5. Fabian Cancellara (Switzerland)

8. Trophy and Sport / Game event given, Pick the correct combination.
    1. Cricket - ICC World Cup, Ashes cup, Ranji Trophy, Deodhar Trophy, Duleep Trophy, Irani Trophy
    2. Football - FIFA cup, Durand Cup, Rovers Cup, Santosh Trophy, Subroto Cup
    3. Hockey - Agha Khan Cup, Beighton Cup, Dhyan Chand Trophy, Murugappa Gold Cup
    4. Tennis - Davis Cup, Wimbledon Cup, Hopman Cup, Fed Cup, ATP Tournament Cup
    5. All of above 

9. The ICC World Twenty 20 cup 2016 hosts by _________
    1. England
    2. West Indies 
    3. Sri Lanka 
    4. Bangladesh 
    5. India 

10. On 25th July 2015, to ensure round the clock electricity supply to farmers and rural households, "Deen Dayal Upadhyaya Gram Jyoti Yojana" launched at ________
    1. New Delhi
    2. Suratgarh 
    3. Kolkata 
    4. Varanasi 
    5. Patna 

11. The list of Important days given. Locate the correct option ?
    1. National Broadcasting Day - 23rd July 
    2. Kargil Vijay Diwas - 26th July 
    3. National Doctor's Day - 1st July 
    4. World Blood Donors Day - 14th June 
    5. All of these 

12. "Father of Indian Missile Science" is ______
    1. A. P. J. Abdul Kalam 
    2. P. K. Iyengar
    3. Subrahmanyan Chandrasekhar 
    4. Sir Jagadish Chandra Bose 
    5. C. V. Raman 

13. ISRO achieved a huge milestone as it successfully tested latest and most powerful cryogenic engine for 800 seconds on 20th July 2015. This full duration test was performed successfully at __________
    1. Sriharikota, Andhra Pradesh 
    2. Thumba, Kerala 
    3. Panaji, Goa 
    4. Mahendragiri, Tamilnadu 
    5. Chandipur, Odisha 

14. New TRAI (Telecom Regulatory Authority of India) Chairman is __________
    1. K. V. Chowdary
    2. Vijai Sharma
    3. Prashant Pathrabe
    4. R. S. Sharma 
    5. Prof Sanghmitra Bandyopadhyay 

15. Commercial arm of ISRO is ______
    1. ANTRAX
    2. ANTRO
    3. ANTRIX
    4. PANTRIX
    5. ANDROID 

16. World's oldest international financial organisation is the bank for international settlements (BIS). It was established on 17th May _______
    1. 1919
    2. 1966
    3. 1930
    4. 1945
    5. 2014

17. By 31 March 2015, the BIS has membership of how many central banks, representing countries from around the world that together make up about 95% of world GDP?
    1. 100 member
    2. 60 member
    3. 28 member
    4. 160 member
    5. None of above


18. Bank for International Settlements (BIS) head office located at Basel in
    1. Sweden
    2. Switzerland
    3. France
    4. Italy
    5. USA

19. BIS has representative office for Asia and the Pacific in _______
    1. India
    2. Hong kong
    3. China
    4. Japan
    5. Switzerland

20. BIS has representative office for American nations in _______
    1. USA
    2. Mexico
    3. Canada
    4. Chile
    5. Peru

21. Which of the following options reflects the mission of BIS (Bank for International Settlements)
    1. It fosters discussion and facilitating collaboration among central banks.
    2. It carries out research and policy analysis on issues or relevance for monetary and financial stability
    3. It serves as an agent or trustee in connection with international financial operations.
    4. It is acting as a prime counterpart for central banks in their financial transactions.
    5. All of the above options reflect the mission of BIS.

22. Which of the following banking activity not discharged by BIS?
    1. It accepts deposits from  individuals.
    2. It provide loans to individuals.
    3. It provide financial services to private individuals and corporate entities.
    4. It provide locker facilities to all citizens of the member nations.
    5. All of the above banking activities not  discharged by BIS.

23. BIS board of Directors meet continuously for the smooth working of BIS. BIS chairman is ________
    1. Christine Legarde
    2. Christian Noyer
    3. Stephen S Poloz
    4. Ignazio Visco
    5. None

24. Which Indian is one of the Board of Directors in BIS (Bank of International Settlements)?
    1. Narendra Modi
    2. Arun Jaitley
    3. Raghuram Rajan
    4. Arvind Subramanyam
    5. Rajiv Meharshi

25. 85th Annual General Meeting of BIS held on 28th June 2015 at _______
    1. Berlin
    2. Tokyo
    3. Basel
    4. New Delhi
    5. Mexico

 26. BCBS provodes a forum for regular cooperation on banking supervisory matters. Its objective is to enhance understanding of key supervisory issues and improve the quality of banking supervision worldwide. BCBS stands for _____________
    1. Basel Committee on Bar Code Supervision
    2. Basel Committee on Banking Supervision
    3. Basel Commission on Bankign Supervision
    4. Basel Committee on Banking Statistics 
    5. None of these 

27. Who heads Basel Committee on Banking Supervision ?
    1. Mervyn King of England
    2. Fabio Panetta of Italy 
    3. Stefan Ingves of Swedan 
    4. Alexandre Tombini of Brazil
    5. None of these

28. The BASEL II committee recommendations given below. Pick up correct one.
    1. BASEL II committee combined all the types of banking risks into three categories. 
    2. They are Credit risk, market risk and operations risk
    3. The committee identified three pillars of risk management 
    4. The pillars are Minimum capital requirement (also called Capital Adequacy Ratio), Supervisory review process and Market discipline
    5. All of above

29. Capital Adequacy Ratio (CAR) means __________
    1. a ratio of bank's Profits to its risk 
    2. a ratio of central bank's deposits to its risk 
    3. a ratio of bank's capital to its risk
    4. a ratio of bank's capital to its total deposits 
    5. None 

30. CAR also known as CRAR. CRAR stands for ________
    1. Capital to Round Weighted Assets Ratio 
    2. Core to Risk Weighted Assets Ratio 
    3. Capital to Risk Weighted Assets Ratio 
    4. Capital to Risk Weighted Average Ratio 
    5. None of these

31. Tier I capital and Tier II capital details are given. Pick up correct one
    1. Tier I capital includes equity capital and disclosed reserves also 
    2. Usually the stock under Tier I capital is not irredeemable and Non-Cumulative
    3. Tier II capital is a Secondary bank capital that includes items such as undisclosed reserves, general loss reserves 
    4. Tier II capital includes subordinated term debt also 
    5. All of above 

32. Basel III norms fully implemented by 1st January 2019 by the member nations banks, but RBI said it is giving little bit relaxation to Indian Banks, which must fully implement the BASEL III norms by ?
    1. 31st March 2020
    2. 31st March 2019
    3. 31st March 2025
    4. 30th September 2014
    5. None

33. As per Basel III, banks would be required to maintain Capital Adequacy Ratio of _____________ including Capital Conservation Buffer (CCB) ?
    1. 11.5%
    2. 10.5%
    3. 9.5%
    4. 8.5%
    5. 12.5%

34. As per Basel III norms, totla tier I capital Ratio woudl be _________
    1. 9.5 per cent
    2. 4.0 percent
    3. 10.5 percent 
    4. 11.75 percent
    5. 14.5 percent

35. Atal Mission for Rejuvenation and Urban Transformation (AMRUT) launched to develop infrastructure in how many cities and towns ?
    1. 500
    2. 1000
    3. 150
    4. 200
    5. 300

No comments:

Post a Comment

Subscribe to: Post Comments (Atom)

Email Newsletter

Join with 549 Subscribers ! Get Our Latest Articles Delivered to Your email Inbox and Get Giveaways, Tips to Become a GEEK!

When signing up you will initially receive a confirmation email requiring your approval to complete the Subscription.
Note : Please Don't forget to verify your Mail ID by clicking the link in verification mail from Feedburner Mail Subscription